Written by: Stefania Rotundu Are you thinking of helping your adult child purchase their first home? It has become increasingly common in Canada for parents to assist their adult children buying property—whether by contributing an early inheritance toward a down payment or purchasing the home outright and taking title jointly as a means of protecting...Read More

Written by: Stefania Rotundu If you are considering purchasing property in Ontario, it is important to be aware of potential additional costs, one of which is the land transfer tax. This tax applies when acquiring land or an interest in land and is payable to the province upon closing. Land transfer tax is calculated based...Read More

Written by: Dina Nikseresht In Ontario, there are various taxes that apply when purchasing property. In this article we will review the key taxes and eligible rebates. At the bottom, you can find a useful chart summarizing the information discussed. Harmonized Sales Tax Harmonized Sales Tax (HST) is applicable to certain types of property purchases...Read More

Written by: Dina Nikseresht Purchasing real estate is one of the most significant investments a person can make. During the purchase process, ensuring clear and marketable title is essential. Title insurance serves as a critical safeguard in real estate transactions, protecting buyers and lenders from potential title defects, ownership disputes, and financial losses. While it...Read More

Written by: Sara Bahadori  Investing in real property with a partner can be a rewarding venture. However, when relationships between co-investors deteriorate, disputes over ownership and control of the property often arise. In such scenarios, a Certificate of Pending Litigation (“CPL”) can serve as a crucial legal safeguard, protecting an individual’s interest in the property...Read More

Written by: Dina Nikseresht Clauses in Real Estate The case of 3 Gill Homes Inc. v. 5009796 Ontario Inc. (Kassar Homes)¹ dealt with a dispute over a real estate transaction that was terminated due to a late payment by the purchaser. The core of the disagreement arose when the purchaser, 3 Gill Homes Inc., failed...Read More

In Ontario, there are two types of co-ownership for property: joint tenancy or tenants-in common. The structure of co-ownership is often overlooked, yet it is also an important factor for the purposes of estate and succession planning. Joint Tenancy At common law, joint tenancy is generally presumed over tenancy in common. In joint tenancy, if...Read More

What happens when a property is sold without the owner(s) knowledge? A type of real estate fraud that hurts both individual homeowners and their lenders is title fraud, sometimes known as real estate title fraud. It often entails a fraudster transferring the title of a residence to themselves without the knowledge of the actual owner...Read More

The Vacant Home Tax (VHT) seeks to incentivize owners to maintain, occupy, or rent out their homes, increasing the supply of available housing. It is also considered as a tool to solve the challenge of affordable housing, and the money raised from this tax will be used to fund projects related to affordable housing. Where...Read More

How does a landlord properly vacate existing tenants? Under what circumstances? What about when the landlord is selling the property and the new owners want vacant possession? Under the Residential Tenancies Act, a landlord is allowed to terminate a tenancy “for cause”. For cause reasons refer to actions taken by the tenant that give landlords...Read More